This is gonna be a never-ending debate. But here’s what’s happening right now, according to folklore

Lyft claim that Lyft fee is capped at 30%. What they mean by it, according to Lyft’s blog, is

Rider pay = Insurance + Taxes + Gov Fees + Lyft’s fee + Driver’s Income

Insurance + Taxes + Gov Fees are “External fees” and does NOT count into those 30%.

Eg:

Does anyone understand how lyft insurance works?
by u/Apart_Vegetable_9699 in lyftdrivers